
St.J Lifestyle

Benefits
​Financial Protection for Unexpected Events
The St. J Lifestyle Accident Benefit provides essential financial support for members in case of accidental injury or death.
This benefit ensures that members and their families receive immediate assistance during difficult times.
Key Benefits
- Accidental Death Cover: Provides up to R50,000 in case of accidental death.
- Permanent Disability Cover: Compensation for total or partial permanent disabilitydue to an accident.
- Accidental Hospital Cash Benefit: Daily cash payout for hospital stays due to accidental injury.
- Life Support Equipment Assistance: Coverage for medical equipment required for recovery.
- Funeral Expense Support: Additional financial assistance in case of fatal accidents.
Extensions and Additional Benefits
- Body Repatriation: Up to R40,000 for transportation costs within South Africa.
- Claims Preparation Costs: Assistance of up to R2,000 for claim-related expenses.
- Mobility Assistance: Up to R40,000 for mobility aids following an accident.
- Trauma Counseling: Up to R25,000 for counseling services to aid in recovery.
Eligibility and Claims Process
- Members must be active and up-to-date on their premiums to qualify for benefits.
- Claims must be submitted with relevant documentation, including medical reports and proof of accident.
For more details or to file a claim, contact **Kula Partners**, the authorized administrator for accident benefit claims.
Funeral Cover
Important Declarations
St. J Lifestyle offers funeral cover with the following key conditions:
- Waiting Periods:
- 3 months for natural death.
- 12 months for suicide.
- No waiting period for accidental death.
- Lapse Policy: Coverage will lapse after two consecutive missed premiums.
- Cooling-Off Period: Members can cancel within 31 days of activation for a full refund if no claim has been made.
Funeral Queries
All funeral-related queries should be directed to Kula Partners, the authorized administrator of the funeral product.
Product Disclaimer
The funeral product is underwritten by RMA Life Assurance Company Ltd. Ambassadors of the product are only authorized to provide factual information, and all policy-related inquiries should be routed to Kula Partners.
St.J Rewards
What is Go Rewards?
Go Rewards is an exclusive benefit for St. J Lifestyle members, designed to provide savings on groceries and airtime.
Benefits of Go Rewards
- Airtime Discounts: Save 5%-20% on airtime purchases.
- Grocery Savings: Monthly discounts up to R1200 on essentials at Shoprite, Checkers, and Checkers Hyper.
How to Redeem Benefits
Members can redeem benefits by visiting Go Reward (https://gorewards.club) and following the instructions to access discounts and savings.
Wellness Benefit
St. J Lifestyle members have access to comprehensive wellness support, including:
- 24/7 Counseling Call Center
- WhatsApp & Email Support
- Monthly Health & Wellness Newsletter
- Virtual Counseling Sessions covering:
- Loss & Trauma
- Depression & Anxiety
- Bereavement & Grief Support
- Family & Relationship Problems
- Financial & Legal Counseling
- Alcohol & Substance Abuse Support
For wellness-related support, please contact Kula Wellness:
Email: wellness.info@kulapartners.co.za
SMS/WhatsApp: 060 528 5429
USSD: *120*1080#
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St.J Buddy
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What is St. J Buddy?
St. J Buddy is a Virtual Assistant designed to help members navigate life’s challenges with ease. It is an online platform accessible via mobile and desktop, offering:
- Instant Information on Funeral & Wellness Support
- Guidance on Bereavement & Trauma Support
- Direct Access to Counselors for Immediate Assistance
How to Use St. J Buddy:
Members can interact with St. J Buddy on the St. J Lifestyle website, selecting the topics they need help with and getting real-time assistance.

About St.J Lifestyle
Welcome to St. J Lifestyle
The St. J Lifestyle Benefit is a unique offering designed exclusively for the members of the St. Johns Apostolic Faith Mission of South Africa. This benefit aims to strengthen community bonds while providing essential financial, emotional, and wellness support to members.
Our product goes beyond traditional insurance, and provides peace of mind by offering:
- Accident Cover – Financial assistance during unexpected events.
- Airtime Discounts – Keeping members connected.
- Funeral Cover – Ensuring dignity in times of loss.
- Discounted Groceries** – Reducing the cost of essential items.
Membership Tiers
- Silver Plan - R10 000: Core benefits including funeral cover and airtime discounts.
- Gold Plan - R 15 000: Enhanced benefits with grocery savings and additional accident cover.
- Platinum Plan - R50 000: Premium package with maximum coverage and extended wellness services.
Through St. J Lifestyle, members receive benefits that support them in both times of joy and hardship, ensuring peace of mind.